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Identifying Expenses

June 14, 2018 By

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Example 1
Example 2

Transportation:

Example 1
Example 2

Living expenses:

Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, vExample 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2, Example 1, Example 2,

Personal expenses:

Example 1
Example 2, Example 1
Example 2, Example 1
Example 2

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent [insert amount] – f
Utilities [insert amount] – v

Transportation:

TTC Metropass [insert amount] – f

Living expenses:

Groceries [insert amount] – v
Medication [insert amount] – f

Personal expenses:

Phone [insert amount] – f
Internet [insert amount] – f
Entertainment [insert amount] – v
Gym membership [insert amount] – f

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

fad
afddff

Transportation:

adffa
dfadffdv

Living expenses:

dfafdf
affdfaf

Personal expenses:

afdfdf
‘adfdfdf

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

rent f
insurance f

Transportation:

bus pass f
uber v

Living expenses:

food v
internetf
phonef

Personal expenses:

hygene v
clothing v
pet supplies v
veterinary v
activities v
gift giving v
debt payments v

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent (F): 875

Transportation:

Insurance (F): 130
GAS (V): 60

Living expenses:

Groceries (V): 300
Phone bill (F): 75
Internet (F): 90

Personal expenses:

Recreation (V): 100

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent F
Electricity F
Insurance F

Transportation:

Bus F
Uber V

Living expenses:

Groceries V
Pets F + V
Internet F
Phone F

Personal expenses:

Hygiene V
Clothing V
Entertainment V

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

None

Transportation:

F: 100$ monthly bus pass
V: 12$ über/lift ride

Living expenses:

V: 10$ per outside meal
V: 20$ outing with friends
F: 35$ for acrylic nails

Personal expenses:

F: 5$ monthly spodify
F: 60$ monthly phone bill

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent : 350$ (f)

Transportation:

Gas: 60$ (f)

Living expenses:

Groceries: 160$ (f)

Personal expenses:

Personal: 50$ (v)
Entertainment:100$ (v)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

800 F
Utilities V

Transportation:

n/a F
Uber V

Living expenses:

Food V
Phone Bill F
Cable F

Personal expenses:

Entertainment V

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

RENT : Fixed: 717
HYDRO: (V) 1000 Year MIN.

Transportation:

Bus pass $81.00 / Month (F)

Car Storage : $70.00 /Month (F)

Living expenses:

Phone Bill (F) $87
Internet Bill (F) $87
Clothing Yearly; (V) $250

Personal expenses:

Groceries $600 (V)
Husband Smokes : $300/ Month (F)
Dog Licences $120/ Year (F)
Dog Vet’s $300/ Year (F)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

400

Transportation:

85

Living expenses:

400

Personal expenses:

500

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Car Payment- $340 (f)
Gas- $60 (v)
Insurance- $120 (f)

Living expenses:

Rogers Wireless – $200 (f) (I pay for the cell phones, my mom pays for the internet, cable etc.)

Personal expenses:

Dog food- $70 (f)
Other pet food- $50 (v)
Animal Maintenance – $50 (v)
Cash Money Loan- $70.00 (f)
Financing laptop- $50.00 (f)
Netflix- $15.00 (f)
Photoshop/Lightroom- $15.00 (f)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

• Rent (F)

Transportation:

• Bus tickets (F)

Living expenses:

• Cell phone (F)
• Medications (F)
• Grocery (V)

Personal expenses:

• Entertainment (V)
• Dinner Out (V)
• Gifts (V)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

My housing is directly paid for. And it is thr same amount every month.

Transportation:

I currently walk or take cabs. Its easiest for me. In the spring Ill walk and bus it. In one month of taking cabs I spend somewhere around 80$ 20$ one day a week to get to the program.

Living expenses:

I spend all of my money on junk food and groceries. Sone months I budget for clothes. I need to spend closer to 200-300 a month of foodm it is doable if I grocery shop weekly. There is free tranpostation at my building all week to different places where food is sold.

Personal expenses:

Some months I need more clothes. Like warmer clothes or bathinf suits for summer for example.

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Live at home = $0

Transportation:

Borrow vehicle from family = $0

Living expenses:

Phone = $80-f
Itunes- $10-f
Food- $100- v

Personal expenses:

Appointments – $160 – v
Going out- $50 – V
Travel- $2000 – V
Debt- 60,000 f for each month payment of $500

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

tv
water

Transportation:

Car
Bus

Living expenses:

Video games
computer
tv

Personal expenses:

Beats
Video games
shoes
food

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent: $500 (f)

Transportation:

Monthly bus pass: (95.00) (f)

Living expenses:

Groceries: $100/week (v)

Personal expenses:

Cell Bill: $54.00/month (f)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Fixed:
Mortgage
Property Tax
Insurance
Water heater rental

Variable:
Gas
Hydro
Water
Maintenance

Transportation:

Fixed:
Car loan payment
Insurance

Variable:
Repairs
Gasoline

Living expenses:

Variable:
Groceries
Toiletries
Pet expenses

Personal expenses:

Fixed:
Internet
TV service
Netflix
Spotify
Other monthly memberships

Variable:
Hobbies (biking, computers, cars)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

300 for rent (V)

Transportation:

85 bus pass (V)

Living expenses:

cell phone 45 (f)
food: 150 (V)
Internet: 100
laundry 20
Clothes: (100)

Personal expenses:

entertainment: 80 (F)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

400

Transportation:

56

Living expenses:

100

Personal expenses:

200

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

f

Transportation:

v

Living expenses:

f

Personal expenses:

v

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent place

Transportation:

Car gas, insurance

Living expenses:

Food

Personal expenses:

clothes,movie

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

(f)- Housing $500/Month

Transportation:

Car purchase/payment/repairs/insurance/gas
Gas 100

Living expenses:

(f)- Phone Bill $80/month
(v) – Food 50-150?

Personal expenses:

Entertainment 100?
Sports- 60
Personal Items – 200?

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent: 450$ f

Transportation:

56$ v

Living expenses:

100$ for food? v
60$ (soap shampoo toothpaste etc) v
100 cell f
vet bills v
cloths 100$v

Personal expenses:

100$ eating out and movie theatre v
50 dvds v
dog food 30-50$ big bag lasts a couple of months v
30$ dog treats v
220$ of savings v

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Test #1

Transportation:

Test #2

Living expenses:

Test #3

Personal expenses:

Test#3

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

I live at home and pay my own rent to live there.

Transportation:

One of the expenses would be the bus passes in which I have to pay every month to have. in order to get around in the city.

Living expenses:

I live at home and pay rent on where I live.

I pay the same amount of rent every month. The month doesn’t change at all.

Personal expenses:

It would be buying groceries and food.

Laundry

Eating Out

Buy Clothes and Items

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

F – Rent (includes heat, hydro, and laundry)

F – East link Bill

Transportation:

F – Bus Pass

V – Taxi

Free – Bicycle

Living expenses:

F – Ferret Supplies

V – Groceries

V – Cleaning Supplies

Personal expenses:

V – Prescription Medications

V – Eating Out

F – PS PLUS membership

F – Netflix

V – Clothing/Shoes

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

500 rent (f)

Transportation:

150 car insurance (f)
40-60 gas (v)
50-200 maintenance (v)

Living expenses:

300 groceries (v)
30 cellphone (f)
20 internet (f)
50 toiletries etc. (v)

Personal expenses:

400 leisure (v)
100-200 clothing, shoes, etc. (v)
500 LT savings (f)
100-200 travel fund (v)
100-200 emergency fund (v)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Internet – f
Rent – f
Parking permit – f
Renters Insurance – f
Maintenance – v
Hydro – v
Furnishings – v

Transportation:

Car insurance – f
Gas – v
Maintenance – v
Public Transit – v
Parking – v
Uber – v

Living expenses:

Cell phone – f
Groceries – v
Medical expenses (dentist, drugs, tests) – v
Health care products (vitamins, first aid) – v
Decor – v

Personal expenses:

Netflix subscription – f
Spotify subscription – f
Memberships – f
Entertainment – v
Restaurants – v
Clothing and accessories – v
Vacation Travel – v
Gifts – v

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

400/month

Transportation:

1000/month

Living expenses:

500/month

Personal expenses:

250/month

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

(f) rent – 600

Transportation:

(f) Car Insurance – 200
(f) Parking pass? – 51

Living expenses:

(f) WIFI – 20
(f) Heat + Water – 30?

Personal expenses:

(f) Food – 300

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

-Insurance (f)
-Utilities (f & v)
-Maintenance (v)

Transportation:

-Insurance (f)
-Gas (v)
-Maintenance (v)

Living expenses:

-Food (v)
-Hygiene (v)
-Clothing (v)
-Entertainment (v)
-Luxuries (v)

Personal expenses:

-Student loans (f)
-Gifts (v)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent $620 (F)
House hold essentials (cleaning products, toilet paper etc split) $20 (v)

Transportation:

Gas $120 (v)
Insurances $80 (f)
Bus tickets $22.50 (f)

Living expenses:

Food $120 (v)
Pet supplies $40 (v)

Personal expenses:

Eating/Drinking out $120 (v)
Clothes $40 (v)
Gym/dance class $70 (f)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

$300.00 for monthly rent in Oak Bay. (f)
$60-$120 for Hydro, charged every 2 months. (v)

Transportation:

$100.00 minimum for bus fare monthly, almost always this number, but can be more. (v)
$25-$50 if I am giving my partner money for gas. (v)

Living expenses:

$200.00-$350.00 for food, monthly. (v)

Personal expenses:

$150.00 “Medicine” monthly. This recently has been a shared expense, but I have definitely kept this amount regular as a single persons as well.

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent- $950.00 per month f

Transportation:

Bus pass- $90 per month f

Living expenses:

Food- $400 per month v
Cell phone – $50 per month v
Internet – $90 per month v

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

rent – $850.00 (f)

Transportation:

Car Payment& Insurance – $264.00 (f)
Gas – $45.00 (f)

Living expenses:

Groceries – $300.00 (f)

Personal expenses:

Monthly Wax – $120.00 (v)
Pedicure – $50.00 (v)
Accessories – $112.00 (v)
Eating Out – $150.00 (v)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

F – Rent
F – Internet

Transportation:

V – Bus fare

Living expenses:

V – groceries
V – cat food

Personal expenses:

V – going out

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

1475$ rent
91$ phone bill
9.99$ spotify

Transportation:

288$ car loan
189$ insurance chevrolet
500$ gas a month(v)

Living expenses:

icloud (2$)
food(200$)
gym(27$)
bank fees(19$)
REEE(57$)

Personal expenses:

skydiving(v)/ traveling(v) 300$
waxing(45$)
personal loan payment (400$ish)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent (F): $1050

Utilities (F): $95

Household Supplies (V): $15

Transportation:

Bus Pass (F)

Cab Rides (V)

Travel for work or family (V)

Living expenses:

First $150 spent o food (F)

Further $ spent on food (V)

Medication, , healthcare (V)

Personal expenses:

Entertainment, Self care (V)

Charitable Donation (V)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

I have a budget on an excel sheet that accomplishes this same task.

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

rent – 600 – f
hydro – 60 – f
internet – 20 – f

Transportation:

insurance – 15 – f
gas – 20 – v
bus – 5/trip – v
bike – maintenance costs – v

Living expenses:

groceries – 500 – v
clothing – 100 – v
cell phone – 60 -f

Personal expenses:

entertainment – 20 – v
gifts – 50 – v

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

rent 650

Transportation:

bus 80

Living expenses:

50

Personal expenses:

restaurants
activities
100

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Variable housing expanses

Transportation:

Fixed transportation expense

Living expenses:

Variable living expenses

Personal expenses:

variable personal expanses

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

House rent (F)

Transportation:

Gas (V)
Car Insurance (V)
Car maintenance (V)

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

rent – fixed

Transportation:

transit – variable

Living expenses:

hydro/electricity: f

food: f

Personal expenses:

cell phone : f

coffee/eating out: v

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

1400 F

Transportation:

600 F

Living expenses:

600 F

Personal expenses:

400 V

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent – f
Utilities – f/v

Transportation:

Car payment – f
gas – v
car maintenance – v

Living expenses:

Phone – f
Groceries – v

Personal expenses:

Credit card payments – v
entertainment – v

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent (F)
Electricity Bill (F)
Internet Bill (F)

Transportation:

Bus Tickets (V)

Living expenses:

Supermarket shopping (V)
Clothes (V)
Laundry (V)

Personal expenses:

Eating out (V)
Entertainment (V)
Gifts (V)
Travel (V)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Fixed:
Rent 1150
Variable:
Utilities 80

Transportation:

Fixed (for now):
TTC monthly pass 138.50
Come March end 1 year commitment and to pay per use to save money from biking.

Variable
Lyft 20-40
Go 20

Living expenses:

Fixed
Phone 56

Variable
Food 250
Eating out and social 250

Personal expenses:

Variable
Clothes, haircuts shoes ect 50-100
Misc household items
100

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

139

Transportation:

80

Living expenses:

190

Personal expenses:

50

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

rent (f), utilities (v), internet (f), home insurance (f)

Transportation:

gas (v), oil change (f), parking (v)

Living expenses:

groceries (v), clothing (v)

Personal expenses:

phone bill (v), personal care (v)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent $450 (f)
Power $120 (v)

Transportation:

Car Insurance $144 (f)
Gas $50 (v)
Car checkups $40 (v)

Living expenses:

Food $250 (v)

Personal expenses:

Entertainment $50 (v)
Phone $50 (f)
Internet $50 (f)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

live with parents

Transportation:

parents drive me
or bike (paid off)

Living expenses:

parents buy food

Personal expenses:

phone bill – $50 (parents subsidize)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent $558 (f)

Transportation:

Bus pass $35 (v)

Living expenses:

Cable $122 (f)
Phone $45 (f)
Groceries $300 (v)

Personal expenses:

Netflix $15 (f)
Fast food $50 (v)
Other $100 (v)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

House Mortgage (fixed)

Transportation:

Drivers Insurance (fixed)
Gas (variable)
Maintenance (variable)

Living expenses:

Electricity (variable)
Water (variable)

Personal expenses:

Eating Out (variable)
Tech (variable)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Apartment – f
Office Space – f
Storage Room – f

Transportation:

Car – f
Trucks/Vans for Workers – f

Living expenses:

Food – v
Clothes – v

Personal expenses:

Cell Phone Provider – f
Internet Provider – f

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

$1,137 a month on rent

Transportation:

$300 a month on Uber

Living expenses:

$400 a month on meal prep service
$400 a month on UberEats
$100 a month on groceries
$150 a month on hydro
$200 a month on Rogers bill

Personal expenses:

$10 a month on Amazon Prime
$50 a month on toiletries
$140 a month on tutoring
$300 a month on recreational activities

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

500$

Transportation:

10$

Living expenses:

100$

Personal expenses:

phone bill 72$, 100$

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent – 500$/m – fixed
Insurance – 33$/m – fixed

Transportation:

Currently none! Yay!

Depending on government funding->
Bus pass -> 40$/m – fixed

Taxi fares 12$/ride, variable, save some for emergency rides

Living expenses:

Phone – 70$/m – fixed
Groceries/pet supplies – 200$/m – fixed
Extra groceries – 50$/m – variable
Medicine – 13$/3m – fixed

Personal expenses:

Savings – should be F but is v
Entertainment – v

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent ; F
Home decor ; V
Hydro; F
Electricity; F

Transportation:

Ttc bus fare : F

Living expenses:

Food : F
Clothing/Laundry: F
Credit card payments:F

Personal expenses:

Phone bill : F
Personal grooming: F

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

unknown

Transportation:

4 buses in the same day costs $12

Living expenses:

$750 per month

Personal expenses:

$5-$9 aweek not rich

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent

Transportation:

free, I dont drive and people come to my house to purchase honey.

Living expenses:

groceries, rent.

Personal expenses:

entertainment, pipe Tabaco,

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent (F) $1260 Per Month

Transportation:

Insurance – $98 Per Month

I own my car because I used my line of credit to purchase it. Currently as of today selling it though so I do not want to get in depth as all of this will change

Living expenses:

Hydro- $160 (V)
Phones – $250(F)
Internet – $85 (F)

Personal expenses:

Cat Food & Litter (V)
Groceries (V)
Amazon Prime – $15
Spotify – $10
Student Loan – $275
Credit Card Debt Payments – Minimum $50 Per month
Line of Credit Payment – Min $500 a month

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

f

Transportation:

v

Living expenses:

f

Personal expenses:

v

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

V

Living expenses:

F

Personal expenses:

V

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

rent -f
Internet billing -f
Hydro -f
Groceries -v

Transportation:

Bus pass-f

Living expenses:

Clothes -v
Groceries -v
Shoes
Winter jacket
Cleaning supplies -v
Summer clothes-v

Personal expenses:

Cell phone bill -f
Netflix bill-f
Eating out -v
Buying books -v
Hair supplies -v
Going out-v

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

F – 0$ monthly

Transportation:

F – 300$ monthly

Living expenses:

V – between 200-400 monthly

Personal expenses:

V – between 100-500 monthly

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

$1310 (f)

Transportation:

Insurance = $200 (f)
Gas = $100 (v)
Maintenance = $50 (v)

Living expenses:

Food & Entertainment = $1000 (v)

Personal expenses:

Heath & Wellness = $100 (v)
Personal = $150 (v)
Dog = $250 (v)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

rent 400

Transportation:

bus 20

Living expenses:

food 300
phone 0
laundry 20

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent
Insurance
Utilities

Transportation:

Car EMI
Insurance
Gas

Living expenses:

Groceries
Clothes
Entertainment

Personal expenses:

Insurance
Family support

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

0 (covered by parents, unless requires application for a paid internship)

Transportation:

Average cost of transportation for student (not including partnership cost with Uber): $30/day both ways x 5 days/week x 8 weeks (2 month summer internship) = $1200/student total

Living expenses:

0 (covered by parents, unless requires a paid internship)

Personal expenses:

Food/lunch: 800 (20/day x 5 days/week x 8 weeks summer intern)
Entertainment (optional): 160 (20/week x 8 weeks)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent: $1400

Transportation:

$140

Living expenses:

Food: $300

Personal expenses:

$200

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

N/A

Transportation:

Gas money (v)

Living expenses:

N/A

Personal expenses:

Subscriptions (f)
Food (v)
Entertainment (v)
Gifts (v)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

600 per month

Transportation:

400/month Car payment
311/month insurance
120/month gas

Living expenses:

200/month food
11.99/month Spotify
78/month Phone

Personal expenses:

20/month Mylo (savings)
25/month RRSP
35/month Red Cross donation
300/month savings account

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

rent – 1200 f

Transportation:

Living expenses:

groceries – 200 f

Personal expenses:

hobbies/non essential – 100 v

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

rent f
water v
heat v
power v

Transportation:

public transit v
getting lifts v

Living expenses:

medicine f

Personal expenses:

skincare v
haircare v
food treats v

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

F: $650

V: $50

Transportation:

F: $200 a week for Gas

V: Train/bus ride $140
and changing the oil or changing the car tire $1000

Living expenses:

F: Lighting & Heating Utilities $ 150
Rent $ 500

V: Internet $ 150, Cleaning Maid $100

Personal expenses:

F: 800

V: Medical $80

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Fixed

1000$ rent
50$ internet

Variable

30-60$ hydro

Transportation:

Fixed

$160 metropass presto

Variable

$30 trips to see family

Living expenses:

Fixed

$400 food

Variable

0-200$ personal products
0-100$ home ware

Personal expenses:

Fixed

$60 cell phone

Variable

50-200$ entertainment

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent – F
Utilities – F

Transportation:

Compass Card Monthly Pass (One-Zone) – F
Compass Card Stored Value – V
Car Fuel – V

Living expenses:

Food – V
Entertainment – F
Clothing – V
Phone Plan – F
Healthcare -V
Insurance – F

Personal expenses:

Tithes – F
Offering – V
Donation – V
Loan Repayment – F

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

None.

Transportation:

Presto. F
Uber. V

Living expenses:

Medication. F
Food. V

Personal expenses:

Alcohol. V
Clothes. V
Business. V

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent: $300/mo (f)
Phone Bill: $50/mo (f)
Adobe: $40/mo (f)
Creative commision: ..$5/mo (f)
Flick: $15/mo (f)

Transportation:

Uber: $40 / mo

Living expenses:

Food: $300 mo (v)
Hygene: $20/mo (v)

Personal expenses:

Food: $100 /mo
Dates: $60/mo

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

780 for housing

Transportation:

500 month for transportation

Living expenses:

400 a month for food

Personal expenses:

2000 a month on misc

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Fixed:
Mortgage

Variable:
Electricity bill

Transportation:

Fixed:
Truck insurance

Variable:
Gas
Maintenance

Living expenses:

Fixed:
Phone bill
Internet bill
Pet food

Variable:
Food
Pet care

Personal expenses:

Fixed:
Self care/hygiene products

Variable:
Recreational activities
Entertainment

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent

Transportation:

Car Insurance
Gas

Living expenses:

Groceries

Personal expenses:

Toiletries and personal hygiene
Food (eating out)
Debt and loan repayments
Monthly subscriptions

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

f

Transportation:

f

Living expenses:

f

Personal expenses:

f

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent incl. hydro/utilities (F)
Parking at my condo (F)

Transportation:

Car insurance (F)
Gas (V)
Car repairs (V)
Car maintenance (F)
Transit (V)

Living expenses:

Food (V)
Cat food (V)
Medication (F)
Contact Lenses/Glasses (F)
Dental appointments/cleaning (V)

Personal expenses:

Coffee/snacks (V)
New clothes (V)
Board for Wapi (F)
Phone (F)
Internet (F)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

$545/mo (F) rent

Transportation:

$128/mo (F) insurance
~$85/mo (v) gas
$400/year (v) repairs, oil changes, miscellaneous

Living expenses:

$225/ mo (v) groceries
$80/mo (v) takeout

Personal expenses:

$150/mo (v) Beauty/clothing/miscellaneous
$85/mo (f) cell phone

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent – F
Wifi – F

Transportation:

Ubers – V
Presto – V

Living expenses:

Consumables – V
Cellphone – F
Body Products – V
Animal Care – V

Personal expenses:

Bank Fees – F
Debt – V
Savings – V
Subscriptions (Netflix, Spotify, many more) – V/F
Clothing – V

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent (f)
Internet (f)
Hydro (v)

Transportation:

Insurance (f)
Gas (v)
Maintenance (v)

Living expenses:

Phone (f)
Groceries (v)
Bird Food (f)

Personal expenses:

Clothes (v)
Dining out (v)
Website (f)
Streaming Services (f)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Groceries – V

Personal expenses:

Everyday products (self care) – V
Dog Food – V
Bank bills – F
Phone bill – F
Subscriptions – F

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

rent(fixed)

Transportation:

transit pass (f)
uber/taxi fares (v)

Living expenses:

utilities (v)
food (v)
medication (f)

Personal expenses:

self-care (therapy etc.) (v)
hoobies and extras (v)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Fixed

Transportation:

Variable

Living expenses:

Variable

Personal expenses:

Variable

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

f: rent
v: electricity

Transportation:

v:gas

Living expenses:

v:food
v:medication

Personal expenses:

v:weed

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Bills for utilities (f)
Repairs (v)
Renovation (v)
Furniture (v)
Mortgage/rent (f)
Electronic appliances (v)

Transportation:

Insurance on car (f)
Gas (v)
Car repairs (v)
Subway/bus (v)

Living expenses:

Food (v)
Medication (f)
Bank fees (v)

Personal expenses:

Health insurance (f)
Taxes (v)
Cell phone (f)
Internet (f)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Bus – V

Living expenses:

phone bill – F

Personal expenses:

Starbucks – V
fast food/restaurants – V
clothes – V

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent (f)
Food (v)

Transportation:

Car financing (f)
Insurance (f)
Gas (V)
Repairs (v)

Living expenses:

Cell (f)
Internet (f)

Personal expenses:

Software licenses (v)
Entertainment (v)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent – F
Hydro – F

Transportation:

Car (Paid Off)
Maintenance – V
Gas – V
Insurance – F

Living expenses:

Groceries – V

Personal expenses:

Alcohol – V
Entertainment – V
Clothing – V

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

F – rent

Transportation:

F – Bus Pass
V – extra zones
V – chip in for gas for trips

Living expenses:

F – basic groceries
V – extra groceries
V – health appointments (dentist)
V – household repairs/maintenance
F – phone/phone plan

Personal expenses:

V – restaurants
V – entertainment
F – savings

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

F – Heating, Electricity, Rent

Transportation:

V – gas, repair jobs

Living expenses:

F- Netlix
V- Groceries

Personal expenses:

v-clothing
v-doodads

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

$985/ month for rent (f)
$200/quarterly for utilities (v)
$35/month for tenant insurance

Transportation:

$120/ month for presto (v)
$10/ month for uber (v)

Living expenses:

$120/ month for food (v)

Personal expenses:

$60/ month for phone (f)
$79/ year for amazon (f)
$91/ year for spotify (f)
$35/ month for gym membership (f)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Mortgage -f
Hydro bill- v
gas bill-v
Waterbill-v
House insurance-f
property tax- f
house decor- v

Transportation:

Car feul- v
car insurance- f
car maintenance- v

Living expenses:

groceries- v
Baby sitting- f
sports/recreation- v
magazines/newspapers/books- v

Personal expenses:

clothing and shoes- v
eating out -v
entertainment- v
hair care/salon services-v
health expense-v
life insurance-f

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

rent F
internet F

Transportation:

gas V
uber V

Living expenses:

Koodoo F
gym/pool/yoga pass V
car fixes/maintenance V

Personal expenses:

clothing F
drinks (home & for dinner parties) V
going out to eat/for a drink V
concerts/movies V
beauty V

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

F: $1,114.86 Rent
F: Internet
F: Tenant Insurance
V: Hydro

Transportation:

V: TTC
V: Taxis

Living expenses:

V: $250-300 Groceries
V: $50-100 Personal Care Products
F Pet Insurance
V Pet Food and Care
V Laundry

Personal expenses:

V Clothing
V Hair Care
F Yoga Class Subscription
V Gifts
V Takeout
V Household Items
V Debt Repayments

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent – $1350
Gas- $115
Power – $60
Internet – $90

Transportation:

None at the moment

Living expenses:

Food – $500

Personal expenses:

Subscriptions – $20
Marijuana – $100
Credit card – $200

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

n/a

Transportation:

n/a

Living expenses:

n/a

Personal expenses:

n/a

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

(f):hydro, internet, gas,
(v):decor

Transportation:

(v); presto
(v); ride share

Living expenses:

(f) groceries

Personal expenses:

(f) website costs etc
(v) grooming etc..

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Mortgage (F)
Insurance (F)
Electricity (V)
Gas (V)
Water (F)

Transportation:

Insurance (F)
Gas (V)

Living expenses:

Cell Phone (V)
Groceries (V)
Cable (F)
Internet (F)

Personal expenses:

Clothes (V)
Eating Out (V)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

f – rent
v – utilities
f – renters insurance

Transportation:

v – bus fare
v – ubers

Living expenses:

v – groceries
v – laundry

Personal expenses:

v – clothing
v – entertainment

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent(f)
Fixing stuff(v)
Gas/electric bill(v)
Wifi(f)

Transportation:

public transit(f)
taxi/commodity(v)
Car expenses(v)
gas(v)

Living expenses:

groceries(v)/(f)
couple entertainment(f)

Personal expenses:

entertainment(v)
education(f)
commodities(v)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

900 Rent- F
60 Hydro – F
36 Rental Insurance- F

Transportation:

100- TTC -V

Living expenses:

75 Phone Bill- F
300 Line of Credit – F

Personal expenses:

Spotify $11.29 -F
Netflix $16.95 -F
Disney $13.55 -F
Crave $11.29 -F

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent – $504.30 – F
Power – $70 – V (bi-monthy)
Heat – $400 – V (not monthly)

Transportation:

Car Payment – $171.19 – F
Car Incr. – $175.18 – F
Gas – $100 – V
Oil Change – $60- V (not monthly)
Mac Pass -$60 – V

Living expenses:

Phone bill – $70 – F
Grocery – $200- V

Personal expenses:

Medication – $200 – F
Hair appointment – 200 – V (not monthly)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

F – ~$1200/month rent

Transportation:

V – Saving for a car – ~$200+/month

Living expenses:

V- +/-$200/month utilities
V- +/-$200/month food
V- +/-$100/month dog

Personal expenses:

V $200 restaurant food and sugar free carbonated beverages.

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

F – rent (750)

Transportation:

V – Rides/rideshare/uber

Living expenses:

V – groceries
V – Electricity

Personal expenses:

F – Phone Bill
V – toiletries
V – entertainment

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

890

Transportation:

80

Living expenses:

350-Hydro and heat
250-Condo fee
110-Cellphone
75-Internet
562 – loan payments

Personal expenses:

200 – Splurge
200 – Food
100 – Beauty stuff (eyebrows, miscellaneous)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent (f)
Hydro (v)
Internet (f)
Parking (f)

Transportation:

gas (v)
car payment (f)
insurance (v)

Living expenses:

Groceries (v)
Cleaning products (v)
Maintenance fees (v)
Loan payments (v)
Laundry (v)

Personal expenses:

Medical expenses (v)
Beauty expenses (v)
Clothes (v)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

$1385 Rent + Hydro

Transportation:

$350- insurance monthly

Living expenses:

$500 -Groceries
Necessities- $200 ex hygiene, clothes, footwear

Personal expenses:

Credit cards- 600.00
phone bill -65
internet bill – 45

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

(f) Rent: 897.5
(f) Tenant’s insurance: 40
(f) Hydro: 65
(f) Cell phone: 62.15

Transportation:

(v) Subway: 50

Living expenses:

(f) Internet: 135
(f) Food: 150
(v) Household expenses (cleaning supplies, etc): 100

Personal expenses:

(v) Streaming platforms: 50
(v) Adobe products: 80
(f) Debt: 400
(f) Cats: 50

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

1205$ for all housing expenses “calculated by MINT”

Transportation:

1475$ for all transportation costs “calculated by MINT”
add approximately an extra 500$ once I begin driving to clients’ homes

Living expenses:

910$ utilities
add an additional 50$ due to increased washing

Personal expenses:

600$ food per month

(All expenses are calculated and balanced using MINT)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

600 rent
30 nb power

Transportation:

240 car payment
140 insurnce

Living expenses:

65 internet
105 cell phone

Personal expenses:

12 spotify
12 bank fees
1.50 apple

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Mortgage payment (F)
Property Taxes (F)
Maintenance for home (V)

Transportation:

Gas for car (V)
Insurance for car (F)
Maintenance for car (V)

Living expenses:

Groceries (V)
Water, electric bills (V)
Cellphone & internet bills (F)
Credit card bills (V)

Personal expenses:

Dinner/eating out (V)
buying gifts (V)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

rent: $150 f
hydro: $50-$60 f

Transportation:

car insurance: $400 f
gas: $30> v
parking: $20> v
fixes and unexpected happenings: $100 or more v
parking tickets: $30> v

Living expenses:

groceries – $150-$200 v in terms of price, but f cuz needed every month

Personal expenses:

buying food out – $20> v
clothes/shoes – $130> v
clubs/parties: $20> v
gym/fitness: $20-$50 v
business: $100> v
phone bill: $40 f
credit card payments: $100> f but could be v for times of use

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

f
$0 (living with family at home)

Transportation:

f
$40 every two weeks for gas

Living expenses:

v
$120 per month (groceries, health items)

Personal expenses:

v
$1280 for GMAT Tutoring
$50 per month for entertainment/friends

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Fixed:
Rent: $1500
Insurance: $50

Variable:
Heat: $50-80
Hydro: $60-100

Transportation:

Fixed:
Bus Pass: $122.50
Ubers: $20-60

Living expenses:

Fixed:
Phone: $88
Internet: $50
Netflix: $11
Bank account: $15

Variable:
Groceries: $270-350
Laundry: $70-100

Personal expenses:

Variable:
Debt: $100-300
Gifts: $50-100
Clothes: $50-100
Hygiene items: $20-25

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent- F

Transportation:

Presto Card- V

Living expenses:

Cell phone- F
Gym membership- V

Personal expenses:

Banking Fees- F

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

$475 (F) – Rent, heat, electricity, hydro, garbage, wifi

Transportation:

Bike lock (Once only) (V) – $27
Bike maintenance savings (one checkup per year plus emergencies) (F) – $15

Living expenses:

$200 (V) -Groceries

Personal expenses:

Dance classes (V) – $60

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

All prices are averages of Oct & Nov 2021 (since I started budget)

Rent (f) – $725 (can make less next year in July)
Electricity (f) -$100
Wifi (f) – $28.75
Data (f) – $56 (could be less, shop around)

Transportation:

Metro passes (v) – ~$15/month
Plane (v) – $0
Uber (v) – $0
Evo (v) – $0

Living expenses:

Groceries (f) – ~$200
Eating out (v) – ~$182 (can lower this by setting boundaries for myself and others)
Drinks/party (v) – $113 (can lower this by setting boundaries for myself and others)
House stuff (v) – $94

Personal expenses:

Self care products (v) – $95.6
Clothing (v) – $526.3 (must be mindful, higher costs than normal due to winter)
Climbing gym (f) -$75.88 (worth it, but might need to cancel December and January’s membership = $9 a month)
Other Fitness (v) – $0
Bixi Bike (v) – $8.1
Amazon purchases (v) – $140.5
Amazon membership (f) – $4.47
Entertainment (v) – $42
Cafes (v) – $148 (Need to lower this dramatically)
Gifts (v) – $77 (this will be high until after Xmas, still have more gifts to buy)
Adobe products (f) – $29.11
Google storage (f) – $3.13 (Do I need this?)
NY Times (f) – $2.1 (I could unsubscribe)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

V

Transportation:

V

Living expenses:

V

Personal expenses:

F

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Fixed

Transportation:

Variable

Living expenses:

Fixed

Personal expenses:

Fixed

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

N/A

Transportation:

500

Living expenses:

200

Personal expenses:

50/month

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Airbnb From apr 11 – apr 18

(v)In Ontario = $7000 – $10 000/ 1 week
In BC = $4500 – $12 000/ week
Costa Rica Puerto Viejo = $2500 – $6000

(F) = $1500 Per client

Transportation:

Roundtrip From apr 11 – apr 18

(v)Toronto – Vancouver = $727.13
Toronto – Costa rica =. 793.81

Living expenses:

Food expenses – Catering or communal cooking

$1000

Personal expenses:

Bring your own Items

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent “F”
Utilities “V”

Transportation:

Public transit “F”
Uber’s “V”

Living expenses:

Food “V”
Entertainment “V”

Personal expenses:

Clothing “V”
Phone bill “V”
Extra activities “V”
Unknown purchases “V”

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

– Insurance (f)
– Gas (v)
– Parts (v)

Living expenses:

Personal expenses:

– Phone Bill (f)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

$600 a month

Transportation:

$60 / week on gas so $240 a month

Living expenses:

Groceries: $100 a month
Phone bill $55 a month
Haircuts : $40 a month

Personal expenses:

Shopping for clothes
Washroom Essentials
Student Loans

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

1700 a month

Transportation:

380 a month plus gas

Living expenses:

phone bill and other expenses 300 a month

Personal expenses:

500 a month

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

(F)122$ Lights
(F)63$ internet
(F)99$ Home insurance
(F) 71$ oil tank financing
(F)108$ water bill quarterly
(F) 420$ taxes annually

Transportation:

(F)105$ bi weekly car payment
(V)100$ a month gas

Living expenses:

(F) 58$ Cell bill

Personal expenses:

(V)Prescriptions 50$ monthly
(V)food & Misc 200-300$ monthly
(V) pets 150$

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

-Rent, insurance (fixed)

Transportation:

-car insurance, gas

Living expenses:

-food, bills, clothes, dining out

Personal expenses:

-toiletries, makeup, office supplies

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

$140

Transportation:

$20-$350 per trip!

Living expenses:

$900

Personal expenses:

$100-$1000

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

-rent
-electricity
-internet

Transportation:

-ttc
-gas

Living expenses:

-food
-clothing
-makeup
-office supplies
-technology
-subscriptions

Personal expenses:

-food

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

For the first six months, housing costs will just be the cost of my apartment, which is $800 / month. When we expand in the second half of the year, I plan to move into a three bedroom, paying maximum $1600 – $1800 for the two bedrooms I’ll be using.

Transportation:

I only use bus transit in the city, with some ubers occasionally, averaging $60 / month.
Once a month I will go to the valley, which is usually getting a drive with family but otherwise would cost about $40 gas.

Living expenses:

Personal expenses:

Approximately $300 per month for food, $50 for entertainment, $60 for food.

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

250- f

Transportation:

15 -v

Living expenses:

150- v

Personal expenses:

100 – v

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

$800 Rent (f)
$15 Insurance (f)

$45 Electricity (v)

$860 TOTAL

Transportation:

$250 (v)

Living expenses:

$200 Food (v)
$20 Household Products (v)

Personal expenses:

$100 Health & Beauty
$420 Recreation

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Fixed:
rent

Variable:
home repairs
home decor

Transportation:

Fixed:
insurance

Variable:
car repairs
gas
tickets

Living expenses:

Fixed:
groceries
cable
internet

Variable:

Personal expenses:

Fixed:
phone

Variable:
smoking
hobbies

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Internet (F)
Power (V)
Water (V)
Energy (V)
Rent (F)

Transportation:

Car Loan (F)
License / Plates (F)
Gas (V)

Living expenses:

Food (V)
Hair Care (F)
Skin Care (V)
Phone (F)

Personal expenses:

Food (V)
Leisure Activities (V)
Medicine (V)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent- F

Transportation:

Gas- V
Repairs- V
Insurance- F

Living expenses:

Gas/ Hydro- V/F
Internet- F
Food- V

Personal expenses:

Clothing- V
Personal hygiene products- V

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

(don’t pay for these: rent, groceries, electricity, water, gas)

1000 rent
300 groceries
120 utilities

Transportation:

$100/mo F

Living expenses:

$20/mo phone F

(don’t pay for internet)
60 internet

Personal expenses:

food V
shopping V
healthcare co-pay V
gym membership V

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

My Apartment – Fixed

Transportation:

Car insurance – Fixed
Gas – Variable
Repairs – Variable

Living expenses:

Food – Variable
Cell Phone – Fixed
Internet – Fixed

Personal expenses:

Spotify – Fixed
Alcohol – Variable
Dates – Variable

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

$800.00 (f)

Transportation:

$180.00 (f)

Living expenses:

$200.00 (v)

Personal expenses:

$300.00 (v)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Listed in budget excel sheet

Transportation:

Listed in budget excel sheet

Living expenses:

Listed in budget excel sheet

Personal expenses:

Listed in budget excel sheet

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Fixed – rent
variable – utilities

Transportation:

fixed – insurance
variable – gas usage, mileage

Living expenses:

variable – food

Personal expenses:

fixed – tuition
variable – clothes, hobbies

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Fixed- rent
Fixed-=parking
Variable- hydro

Transportation:

Fixed- insurance
Variable-gas and repairs

Living expenses:

F- phone plan,
V- data, groceries, clothes

Personal expenses:

V- pet expenses

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

hw

Transportation:

hw

Living expenses:

hw

Personal expenses:

hw

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

fixed- rent

Transportation:

Fixed – delivery fees
variable- transporation of the raw materials, gas prices

Living expenses:

fixed- groceries, phone bills, utility bills

Personal expenses:

variable- going out expenses, restaurant, coffee, clothes

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

rent(f), hydro(v),

Transportation:

Living expenses:

Groceries(v), internet(f), Phone bill(f)

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

housing is fixed because you need to have a stable place to live

Transportation:

transportation is fixed because you need money to get around

Living expenses:

living experiences such as food is a variable because you need essentials in your home in order to

Personal expenses:

personal expertises are fixed because its not necessary to buy things for yourself when you have other responsibilities.

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

none

Transportation:

presto: $30-50 month, v
bikeshare toronto: $110 year, f

Living expenses:

food – $200-400, v

Personal expenses:

repairs, v

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

3000$ per month renting a house

Transportation:

7$ everyday for going to work by bus.

Living expenses:

Approximately 1000$ per month

Personal expenses:

200$ per month but it is not the same every month.

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

F – rent
V – groceries
F – utilities
V – maintenance

Transportation:

F – insurance
V – gas
V – maintenance

Living expenses:

V – streaming services
V – recreational activities (i.e. gym)
V – groceries

Personal expenses:

V – hygiene products
V – clothing
F – streaming services

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent
Internet
Mobile
Grocery

Transportation:

TTC
Ubers

Living expenses:

Grocery
Clothing
Office supplies
Gym

Personal expenses:

Streaming site
Facials
Nails

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

F

Transportation:

V

Living expenses:

V

Personal expenses:

V

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

(f) rent;
water; and
hydro.

Transportation:

car insurance;
gas;
and car payment.

Living expenses:

food;
internet.
fixed ^

Personal expenses:

clothing;
eating out;
cell phone.

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

f

Transportation:

v

Living expenses:

f

Personal expenses:

f

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

$0

Transportation:

$2000/month

Vehicle payments
repairs
Fuel
Insurence

Living expenses:

$500/month

Food
other bills

Personal expenses:

$1000/month

entertainment
alcohol
hobbies

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent- Fixed
Utilities- Fixed

Transportation:

Transit- Variable
Uber- Variable

Living expenses:

Food- Fixed
Health and toiletries- Variable

Personal expenses:

Education- Fixed
Clothes- Variable

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Fixed: 400
Variable: 50 (hydro and tenant)

Transportation:

50-100 / monthly

Living expenses:

200/monthly

Personal expenses:

200/monthly

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Transportation:

Living expenses:

Personal expenses:

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

rent (f)
electricity (v)

Transportation:

car insurance (f)
gas (v)
parking (v)
public transit (v)
cabs (v)

Living expenses:

groceries (f)
wifi (f)
phone (f)

Personal expenses:

eating out (v)
personal appts (v)
gifts (v)

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

see business plan

Transportation:

see business plan

Living expenses:

see business plan

Personal expenses:

see business plan

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

$700.00 per month includes everything from taxes to utilities.

Transportation:

Insurance $115.00
Gas $115.00
Maintenance (Family member is a mechanic.) $5.00
$235.00

Living expenses:

Food and Medications, Sundries.
$500.00 I have supplemented using the food bank from time to time.

Personal expenses:

$30.00

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Mortgage
Hydro
electricity
internet cable access

Transportation:

monthly car expenses

Living expenses:

Food groceries

Personal expenses:

my selfcare products

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent f
Parking f
Internet f
Insurance f

Transportation:

Car insurance f
gas f
parking f
maintenance v

Living expenses:

clothing v
groceries/food v
cleaning supplies v
laundry v

Personal expenses:

cell phone v
social v

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

Rent
Hydro

Transportation:

Car Insurance
Gas

Living expenses:

Groceries
Internet
Cell Phone

Personal expenses:

Dental Payments

Identifying Expenses

You recorded examples of expenses that fell into four categories and decided which of those expenses were fixed or variable by marking them with an “f” for fixed or a “v” for variable. Here are the expenses you identified.

Identifying Expenses

Housing:

As a renter, my fixed housing expenses (f) mainly consist of the monthly rent I pay to my landlord for the apartment. This is a set amount that remains constant throughout my tenancy, providing me with a stable understanding of my housing costs.

Additionally, I opt for renter’s insurance to protect my belongings and provide liability coverage. This insurance premium is a fixed amount I pay either monthly or annually, ensuring peace of mind in case of any unforeseen events.

However, my variable housing expenses (v) can fluctuate from month to month. Utilities, such as electricity, water, and internet, vary based on my consumption and usage. While I try to be mindful of my energy consumption, these costs may still change due to different factors.

Another variable expense is my grocery bills and household essentials. Depending on my needs, preferences, and meal planning, the grocery costs can differ each month. While I strive to maintain a reasonable budget, occasional splurges and special occasions can impact these expenses.

Transportation costs are also part of my variable housing expenses, as they depend on my commuting habits and travel requirements. Whether I use public transportation, ride-sharing services, or own a car, these costs may vary based on my monthly activities.

Similarly, maintenance and repairs may arise unexpectedly, resulting in variable expenses. While my landlord is responsible for most repairs, occasional minor maintenance tasks may require my attention and incur some costs.

When I moved into the apartment, I paid a security deposit and other upfront fees as variable expenses. However, these were one-time payments and do not impact my monthly budget thereafter.

Keeping track of my housing expenses, both fixed and variable, is essential for managing my finances effectively. By maintaining a budget and being mindful of my spending, I can ensure financial stability while enjoying the comfort and convenience of renting my apartment.

Transportation:

As the owner of a car, my fixed transportation expenses (f) are a vital part of my budget. These include the monthly car loan payment, which allows me to gradually pay off the car’s purchase cost. Additionally, the car insurance premium is a necessary fixed expense to ensure I have proper coverage and comply with legal requirements. The vehicle registration and licensing fees are also fixed costs I factor into my budget, renewing annually to keep my car legally on the road.

However, the variable transportation expenses (v) are what fluctuate based on my driving habits and other factors. Gasoline or fuel costs are a significant variable expense, as they depend on how much I drive and the current fuel prices. I try to be conscious of my driving habits to optimize fuel efficiency and manage these costs.

Maintenance and repairs are other variable expenses that arise sporadically. While I prioritize regular car maintenance to prevent major issues, unexpected repairs can still occur. I ensure I set aside a portion of my budget for such occasions, providing a safety net for unexpected car-related costs.

Parking fees are another variable expense, especially when I need to park in public or private spaces. The cost varies based on the location and duration of parking. Being mindful of parking choices helps me manage this expense effectively.

Toll and road usage fees come into play when I travel on tolled roads or bridges, adding to my variable expenses. These costs vary depending on my travel patterns and the roadways I use.

As a responsible car owner, I make a conscious effort to track and budget for both fixed and variable transportation expenses. By planning ahead and making informed choices, I can maintain a well-balanced financial approach to car ownership and ensure smooth mobility without compromising my overall financial goals.

Living expenses:

As someone who prefers a balanced lifestyle, my fixed (f) and variable (v) living expenses are carefully managed to align with my priorities. I prioritize the essentials, making sure that my fixed expenses remain consistent and manageable.

First and foremost, my housing expenses take precedence. Whether I rent an apartment or have a mortgage for my own property, the monthly payment remains a fixed aspect of my budget. Additionally, utilities such as electricity, water, gas, and internet are regular fixed expenses that I budget for.

Health and fitness are essential to me, as evidenced by my frequent visits to the gym. Thus, my gym membership is a fixed cost that I happily invest in to maintain my physical well-being.

Another fixed expense that provides peace of mind is health insurance. I consider it crucial to have proper coverage to safeguard against unexpected medical expenses and emergencies.

On the variable side, I maintain flexibility while managing my living expenses. Grocery costs may fluctuate based on my meal planning and nutritional needs, allowing me to maintain a healthy diet without overspending.

Transportation costs are variable, as I tailor them to my specific travel needs. Whether it’s filling up the gas tank or using public transportation or ride-sharing services, I adjust these expenses according to my requirements.

Occasional entertainment expenses add variety to my life, as I don’t go out much but enjoy treating myself to activities and events on occasion.

As someone who values my fitness routine, gym supplements and fitness-related purchases may vary based on my fitness goals and needs at any given time.

Home maintenance and repairs are accounted for, as I understand the importance of maintaining a comfortable living space and addressing any unexpected issues promptly.

While I make sure to budget for variable expenses, I also prioritize savings and investments to secure my financial future and achieve long-term goals.

In summary, my approach to managing living expenses revolves around balance and prudence. I prioritize the essentials, embrace a healthy lifestyle, and carefully allocate resources to align with my overall financial well-being and personal fulfillment.

Personal expenses:

As someone who prefers a balanced lifestyle, my fixed (f) and variable (v) living expenses are carefully managed to align with my priorities. I prioritize the essentials, making sure that my fixed expenses remain consistent and manageable.

First and foremost, my housing expenses take precedence. Whether I rent an apartment or have a mortgage for my own property, the monthly payment remains a fixed aspect of my budget. Additionally, utilities such as electricity, water, gas, and internet are regular fixed expenses that I budget for.

Health and fitness are essential to me, as evidenced by my frequent visits to the gym. Thus, my gym membership is a fixed cost that I happily invest in to maintain my physical well-being.

Another fixed expense that provides peace of mind is health insurance. I consider it crucial to have proper coverage to safeguard against unexpected medical expenses and emergencies.

On the variable side, I maintain flexibility while managing my living expenses. Grocery costs may fluctuate based on my meal planning and nutritional needs, allowing me to maintain a healthy diet without overspending.

Transportation costs are variable, as I tailor them to my specific travel needs. Whether it’s filling up the gas tank or using public transportation or ride-sharing services, I adjust these expenses according to my requirements.

Occasional entertainment expenses add variety to my life, as I don’t go out much but enjoy treating myself to activities and events on occasion.

As someone who values my fitness routine, gym supplements and fitness-related purchases may vary based on my fitness goals and needs at any given time.

Home maintenance and repairs are accounted for, as I understand the importance of maintaining a comfortable living space and addressing any unexpected issues promptly.

While I make sure to budget for variable expenses, I also prioritize savings and investments to secure my financial future and achieve long-term goals.

In summary, my approach to managing living expenses revolves around balance and prudence. I prioritize the essentials, embrace a healthy lifestyle, and carefully allocate resources to align with my overall financial well-being and personal fulfillment.

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